The 5-7-9% Affordable Loans Initiative
The state-backed 5-7-9% Affordable Loans program continues to provide favorable financing options to Ukraine's micro, small, and medium-sized enterprises. Over the past week alone, authorized banks approved 578 concessional loans amounting to 1.9 billion UAH. Since the start of 2026, a total of 31,555 loans have been issued, reaching 134.6 billion UAH.
Despite the ongoing martial law situation in Ukraine, this program remains highly active. To date, it has facilitated the issuance of 131,717 loans worth 507.1 billion UAH. Overall, from its inception, 166,539 loan contracts have been signed, totaling 596.8 billion UAH. The National Development Institution (NDI) oversees the program's implementation.
Program's Critical Role in Supporting Ukrainian Businesses
The 5-7-9% Affordable Loans initiative serves as a vital lifeline for businesses navigating economic uncertainty in Ukraine. By granting preferential loans, it enables companies to secure essential funding for growth and operations, helping to preserve jobs and maintain economic momentum. The steady increase in loan disbursement highlights strong demand among businesses seeking financial tools to overcome ongoing challenges.