New currency regulation rules in Ukraine
The National Bank of Ukraine is softening currency restrictions starting January 14, 2026, to support businesses by introducing new currency regulation rules. These changes aim to improve conditions for Ukrainian enterprises that will be able to operate in the new economic realities.
In particular, a new 'loan' limit is being introduced for Ukrainian companies, allowing businesses to use funds obtained from loans or borrowings abroad after January 1, 2026. The size of this 'loan' limit is equal to the amount of funds received from such financial instruments. Repayment of 'old' loans, settlements for 'old' imports of goods, and financing of foreign subsidiaries will become possible within this limit.
Expanding opportunities for business
Moreover, the new rules allow sellers and manufacturers of goods to transfer currency to the accounts of individuals in foreign banks to reimburse funds for returned and undelivered goods. The conditions for refunds stipulate that the amount should not exceed the value of the goods at the time of purchase. These innovations aim to expand companies' capabilities within the framework of stimulating liberalization.
Changes are also taking place in the field of currency supervision, particularly regarding the deadline for settlements on goods exports. These changes implement the order of the Cabinet of Ministers of Ukraine dated November 5, 2025, No. 1209-r, indicating the state’s intention to adapt currency regulation to modern challenges. Thus, starting January 14, 2026, Ukrainian businesses will receive new opportunities for development in the international environment.
These changes in currency regulation may significantly affect the financial stability of Ukrainian companies, simplifying access to international markets and credit resources. The easing of currency restrictions reflects the state's intentions to improve the business climate in Ukraine, which, in turn, may stimulate investment and economic growth in the country.