Official Exchange Rates for July 5, 2026
Ukraine’s National Bank (NBU) has published the official exchange rates for July 5, 2026. On this day, the U.S. dollar (USD) stands at 44.8016 UAH, the euro (EUR) at 51.0828 UAH, the Polish zloty (PLN) at 11.9068 UAH, the British pound (GBP) at 59.6354 UAH, and the Swiss franc (CHF) at 55.5438 UAH. Notably, these rates remain unchanged compared to July 4, 2026.
In addition to the currency data, the NBU has approved a major overhaul of rules governing the insurance sector. This includes revising the authorization process for insurance intermediaries in the official registry and adjusting requirements for selling insurance and reinsurance products. The central bank also decided to conduct an operation exchanging non-cash currency from banks into cash.
Market Commentary and Analysis
Commenting on the foreign exchange market, economist Vitaliy Shapran stated,
“The dollar cannot remain weak against the euro forever, and once the final trade agreement between the U.S. and the EU is signed, the market will return to normal.”This highlights how external economic factors influence currency fluctuations.
Overall, the NBU’s latest decisions and the stable exchange rates as of July 5, 2026, point to a certain level of stability in Ukraine’s financial market. According to Shapran, the degree of gold price stabilization will depend on China’s stance and the relationship between Washington and Beijing—key factors for the broader economy.
Here is how exchange rates looked on July 5, 2026:
- Bank: NBU, USD: 44.8016, EUR: 51.0828, GBP: 59.6354, PLN: 11.9068, CHF: 55.5438.
- Bank: Oschadbank, USD: 44.45 / 44.80, EUR: 50.90 / 51.45.
- Bank: PrivatBank, USD: 44.40 / 44.84, EUR: 50.80 / 51.55.
- Bank: PUMB, USD: 44.70 / 45.30, EUR: 51.20 / 51.90.
- Bank: monobank, USD: 44.44 / 44.84, EUR: 50.83 / 51.53.
- Bank: Raiffeisen, USD: 44.41 / 44.75, EUR: 50.75 / 51.52.
- Bank: OTP Bank, USD: 44.40 / 44.90, EUR: 50.75 / 51.75.
- Bank: Ukrsibbank, USD: 44.42 / 44.84, EUR: 50.87 / 51.52.
These figures reflect exchange rates as of 08:55 on July 5, 2026.
The stability of official exchange rates recorded by the NBU may indicate a certain balance in the currency market, a positive sign for the country’s economic situation. Meanwhile, the new insurance regulations could enhance transparency and market efficiency, which is crucial for attracting investment. Overall, external economic factors and domestic regulatory changes are likely to significantly shape the future of Ukraine’s financial system.