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Ukraine's 5-7-9% Affordable Loan Program: Nearly 500 Billion Hryvnias Disbursed Across 138,000 Deals

Програма доступних кредитів в Україні: Майже 500 мільярдів гривень виділені для підтримки багатьох підприємців через 138 тисяч угод. Photo: Мінфін

Ukraine's 5-7-9% Affordable Loan Program

The state-backed 'Affordable Loans 5-7-9%' program continues to provide crucial support to Ukrainian businesses. Implemented by the National Development Institution (NDI), the initiative has facilitated a total of 138,186 loan agreements, with a combined value of 476.7 billion hryvnias. This program is a key pillar of the government's economic response during a period of significant national challenge.

Since the onset of the full-scale war, 103,364 loans worth 387.1 billion hryvnias have been issued under the program. In the past week alone, authorized banks provided 746 preferential loans totaling 3.2 billion hryvnias. Since the beginning of 2026, 3,676 loans worth 16.6 billion hryvnias have been granted, demonstrating sustained demand.

Economic Significance of the Program

The 'Affordable Loans 5-7-9%' program is a vital component of Ukraine's economic stability and recovery efforts, particularly in the context of the ongoing war. It enables access to financing for small and medium-sized enterprises (SMEs), which are essential for maintaining economic activity and fostering future growth.

  • The consistent growth in the number of loans issued reflects continued business activity and resilience.
  • Demand for financial resources to sustain operations and fund expansion remains high among Ukrainian enterprises.