NBU on Bank Resilience: How Lending and Taxes Will Change from 2026

According to НБУ: The banking sector supports the economy in conditions of war and reconstruction, with increasing lending and investment in infrastructure. The NBU and financial experts note the resilience of banks despite the challenges from the external environment. Business and consumer lending is also actively growing, with high demand for investment loans and mortgage lending. The capital buffer of banks is considered sufficient, which is important for maintaining financial stability.

The non-banking financial market is also undergoing transformation, with particular progress in the insurance market. Although there is high uncertainty, insurance companies are constantly developing products for risk coverage from war. Overall, Ukraine's financial system demonstrates resilience and readiness to operate in conditions of war and reconstruction.