How to Transfer Money from the European Union to Ukraine in 2026
Money transfers from the European Union to Ukraine remain available without strict restrictions, but the method matters. Ukrainians can choose between cards, international systems, or bank transfers depending on the amount and speed. This is reported by VisitUkraine.
Money Transfers from the EU: Main Methods in 2026
Today there are three basic ways to transfer funds to Ukraine:
-
international transfer systems
-
transfer from card to card (Visa, Mastercard)
-
bank SWIFT transfer via IBAN.
You can choose the method supported by your bank or the one that has lower fees.
Important: The National Bank of Ukraine has not imposed restrictions on transfers from abroad, except for transactions related to Russia and Belarus.
Transfer from Card and SWIFT: What You Need to Know
For a quick transfer from card to card, you need:
-
the recipient's card number
-
full name in Latin letters.
SWIFT transfer is more complex and suitable for larger amounts. Here you need to specify:
-
the recipient's bank and its SWIFT code
-
recipient's details and purpose of payment.
In some cases, a correspondent bank may be required.
Popular Services for Transfers to Ukraine
Ukrainians most often use international systems:
-
Western Union — fast cash or account payments
-
MoneyGram — transfers from over 200 countries
-
RIA — wide network and humanitarian programs
-
TransferGo — often commission-free for hryvnia transfers.
Each service has its own rates and processing times, so it's worth checking the terms before sending.
Limits and Rules for Receiving Money
Transfers without opening an account can arrive without restrictions, but the actual payout depends on the bank's capabilities.
If funds are credited to an account, there is a withdrawal limit — up to the equivalent of 100 thousand hryvnias per day.
The NBU also recommends using cashless payments — it's safer and reduces the burden on the banking system.
Overall, in 2026, transferring money from the EU to Ukraine remains simple and accessible, but the choice of method affects speed, fees, and convenience of receipt.
Note that PrivatBank announced a reduction in fees for transfers from foreign cards to PrivatBank cards via Privat24. The fee is now only 1% in both directions.
Read also
