Expansion of War Risk Insurance Program
The Cabinet of Ministers of Ukraine has approved an extension of the war risk insurance program to now include entrepreneurs operating in Kyiv and Kyiv Oblast. Alongside this inclusion, the maximum annual compensation has been raised from 3 million to 5 million UAH. The update not only increases the compensation limits but also broadens the list of assets eligible for coverage in case of damage or destruction. Newly added items include:
- fuel;
- vehicles used for its transportation and storage;
- agricultural machinery;
- cargo trucks;
- trailers.
Moreover, the insurance scheme now covers leased property, and the requirements for insurance contracts have been simplified to facilitate easier access for businesses.
State Support and Enhanced Security Measures
The draft state budget for the upcoming year allocates a dedicated fund for war risk insurance. The government is also expanding support for major projects in the fuel sector, logistics, trade, and processing industries. Preferential loans can be utilized for:
- restoring fuel and warehouse infrastructure;
- modernizing processing enterprises;
- replenishing working capital for wholesale and retail businesses.
The state will cover 5.5% per annum above the bank’s base interest rate, with a maximum credit limit of 1 billion UAH for related company groups.
Serhiy Koretsky emphasized that this decision responds to ongoing Russian attacks targeting civilian enterprises, warehouses, and logistics hubs.
In July, the State Special Transport Service established 215 kilometers of anti-drone defenses along key logistics corridors. Since the start of 2026, the total length of anti-drone protection exceeds 1,184 kilometers. Particular focus has been placed on Kherson Oblast, where over 207 kilometers of defenses have been installed on strategically critical routes. Work continues on other segments, financed by state and regional budgets.
This expansion of war risk insurance reflects the urgent need to safeguard businesses amid prolonged conflict. The revised insurance framework and government-backed support in fuel, logistics, and trade sectors aim not only to protect companies but also to maintain economic resilience during wartime. Access to subsidized loans and comprehensive insurance coverage will significantly aid businesses in recovery and adaptation. Simultaneously, the strengthening of anti-drone measures highlights the critical importance of enhanced security in vital economic areas.
As the government enhances the war risk insurance program for Kyiv entrepreneurs, the National Bank of Ukraine is also taking significant steps to bolster business protection against military threats. This coordinated effort aims to provide comprehensive support to businesses facing unprecedented challenges in the current environment.