Plan for Reliability Check of the Financial System for 2026
The National Bank of Ukraine has approved a plan for checking the reliability of the financial system for 2026, which includes large-scale stress testing for 26 largest financial institutions. These banks account for more than 90% of all assets in Ukraine's banking system, highlighting the importance of this initiative for ensuring the stability of the financial sector.
The Asset Quality Review (AQR) will take place as of January 1, 2026. The stress testing, which is an integral part of the check, will be conducted under two scenarios: baseline and adverse. This will allow the National Bank to assess how banks will adapt to various economic conditions and financial risks.
Results of the Check and Their Importance
The results of the check will be published by December 31, 2026, which will allow not only to evaluate their reliability but also to take necessary measures to strengthen the financial system.
Among the largest banks subject to the check, state giants such as:
- PrivatBank
- Sberbank
- Ukreximbank
- Ukrgasbank
- Sense Bank
There are also banks with foreign capital in the list, including:
- Raiffeisen Bank
- UkrSibbank
- OTP
- Crédit Agricole
- ProCredit
- KredoBank
- Pravex Bank
- Idea Bank
Private Ukrainian banks that are also subject to testing include:
- PUMB
- Universal Bank (monobank)
- South Bank
- TASKOMBANK
- A-Bank
- Credit Bank Dnipro
- Vostok Bank (VST)
- MTB Bank
- Lviv Bank
- Acordbank
- Alliance Bank
- Globus Bank
- Radabank
Conducting such large-scale stress testing is an important step towards ensuring the stability of Ukraine's financial system in a changing economic environment.
This plan for checking and stress testing aims not only to increase the transparency of the banking system but also to ensure its resilience to potential economic shocks. In the context of global financial challenges, such as inflation and changes in international politics, the results of this testing may become an important indicator for investors and other market participants regarding the reliability of Ukrainian banks.