The situation with debt for housing and communal services
As of the end of 2025, the debt of Ukrainians for housing and communal services exceeded 100 billion hryvnias. The situation in the Kharkiv region is particularly critical: there are almost 50 thousand court proceedings against debtors. The increase in the national debt by 25 billion hryvnias occurred during the full-scale invasion, further complicating the financial situation of many citizens.
Financial burden on residents of Kharkiv region
Residents of the Kharkiv region owe over 1.1 billion hryvnias for managing buildings and nearly 400 million hryvnias for garbage collection. Considering that the average salary in the region is 22.5 thousand hryvnias, utility payments account for 20% to 25% of the income of the working citizen. This is a significant burden on family budgets, especially in conditions of economic instability.
As of today, 60% of enforcement proceedings are at a standstill, complicating the debt collection process. It is important to note that for those who do not live in the apartment, it is recommended to officially inform service providers and provide supporting documents to avoid accumulating debts.
The situation with debt for housing and communal services in Ukraine, especially in the Kharkiv region, indicates significant economic difficulties faced by citizens. Solving this problem will require a comprehensive approach from the government and local authorities.
The increase in debt levels during the war indicates the impact of external factors on the financial stability of the population. Addressing this issue will require a comprehensive approach from the government and local authorities, including possible support programs for debtors and reforms in the housing and communal services sector.