Ukrainian citizens have been informed about potential fluctuations in the dollar and euro exchange rates and given advice on preserving savings during uncertain times. According to financial expert Oleksii Kozyrev, geopolitical and economic factors are expected to influence the Ukrainian currency market in November 2025.
According to the expert's forecasts, key factors for the formation of the hryvnia exchange rate will remain international financial aid, the situation at the front, and the policy of the National Bank of Ukraine. Oleksii Kozyrev predicts that the NBU will continue to monitor the market through currency interventions but does not exclude gradual depreciation of the national currency.
Exchange Rate Forecast
- US Dollar: from 41.55 to 42.80 UAH.
- Euro: from 48.50 to 50.20 UAH.
Advice on Savings
- Up to 40-45% in hryvnia instruments (OVDP, deposits).
- Up to 55-60% in foreign currency instruments, distributed between dollars (about 45%), euro (45-50%) and Swiss francs or gold (up to 5-10%).
Experts do not expect drastic exchange rate collapses, as the National Bank has enough reserves to smooth significant fluctuations, despite the predicted weakening of the hryvnia. Earlier, financiers explained to Ukrainians which assets will preserve their money.
Predictions regarding the exchange rates of the dollar and euro for November 2025 indicate ranges of possible values. Financial experts recommend citizens to distribute their savings among different types of instruments to ensure the stability of their portfolio. There is also confidence in the National Bank's ability to control the situation in the currency market.