Financial Independence of Ukrainians in Poland
Ukrainians in Poland have achieved a high level of financial independence, reducing money transfers home and beginning to purchase their own housing. The main source of income for Ukrainians in Poland has become official employment. According to a study conducted by the National Bank of Poland (NBP), 92% of Ukrainians who came to Poland before the war live solely on their salaries. Among refugees who left Ukraine after February 24, 2022, this figure is 78%.
Forecasts and Integration into Polish Society
By 2025, it is projected that 81% of Ukrainians in Poland will be self-sufficient in housing. In particular, 72% rent apartments or rooms, while 9% have already purchased their own real estate. This indicates Ukrainians' desire for stability and active participation in the economic life of Poland.
The study also indicates that 63% of respondents speak Polish at a good or fluent level, which contributes to their integration into the local community. However, 36% of refugees work in positions below their qualifications, which, according to expert Tomasz Bogdew, means huge losses of human capital.
- 51% of pre-war migrants plan to stay in Poland permanently;
- 24% of war refugees also intend to remain;
- 56% of refugees have not yet decided on their future.
The trend of decreased money transfers to Ukraine indicates the growing financial independence of Ukrainians in Poland, which, in turn, contributes to their economic establishment in the new country. The highest incomes are recorded in the IT sector, construction, and transportation. People aged 45 years and older, according to the study, remain in collective accommodation centers, indicating a variety of situations among Ukrainians in Poland.
This data highlights the positive changes in the lives of Ukrainians in Poland, who are adapting to new conditions and actively participating in the country’s economic life. The increase in financial independence and improvement in Polish language skills are important factors contributing to their integration into society. However, issues of employment and qualification remain relevant, requiring further efforts to improve the living conditions of Ukrainian migrants.