Cashback from banks in October 2026: where Ukrainians can get up to 50% of their expenses back

In October, Ukrainian banks are offering cashback for public transport and taxi rides, purchases of books, clothing, medicines, and groceries. The highest rate reaches 50%, but it applies at Idea Bank when paying with credit funds. Earlier, Inkorr reported how the National Cashback rates have changed. About the October offers of banks, writes 'Kosht'.

Cashback for transport and purchases in October 2026

The highest cashback in October is offered for public transport. Idea Bank returns up to 50% when paying with credit funds. Globus Bank and PUMB can provide up to 20% for personal or credit funds, while Kredyt Dnipro offers up to 20% for credit funds.

For taxi rides, Raiffeisen offers up to 6% cashback for credit funds, VST Bank - up to 5% for credit, and monobank - 5% for personal funds.

For books and stationery, Raiffeisen offers up to 20% for credit funds and 10% for personal funds. In Radabank, the rate reaches 15%, and in abank - 5%. Akordbank offers up to 20% for pet products and services.

For clothing and footwear, Kredyt Dnipro and PrivatBank offer up to 5% for credit funds, Unex Bank - up to 4%, VST Bank and PUMB - up to 3%. For purchases at pharmacies, you can receive up to 5% at Akordbank and up to 4% at Unex Bank and PrivatBank. In cafes and restaurants, cashback reaches 5% at Radabank. Earlier, Inkorr reported how the fuel cashback program worked.

How much to expect back for groceries and utilities

For groceries, Radabank offers 2%, Globus Bank - up to 1.5% for credit funds, izibank - up to 1.5% for personal funds. If you spend 10,000 UAH on purchases and all operations meet the program requirements, a 1.5% cashback will amount to 150 UAH.

For utility payments, Unex Bank accrues 1.5% for credit funds. For example, you can get back 75 UAH from a payment of 5,000 UAH.

Before making payments, it is advisable to check the category, monthly limit, and type of funds for which rewards are accrued. Some offers are individual, and the purchase category may be determined by the seller's MCC code. Separate rules apply for the state program: Inkorr explained how the categories of the National Cashback have changed. If the bank reward is only accrued for credit funds, it is necessary to consider the terms of the grace period and potential interest.