Dollar, Euro, and Zloty Rates Held Steady by Ukraine’s Central Bank on July 12

Official Exchange Rates Set for July 12, 2026

According to Главком: Ukraine’s National Bank (NBU) has released its official foreign exchange rates for July 12, 2026. The values for the US dollar, euro, and Polish zloty remained unchanged compared to July 10 and July 11. The official dollar rate was fixed at 44.51 UAH, the euro at 50.87 UAH, and the Polish zloty at 11.80 UAH. The complete list of official NBU rates for July 12, 2026, is as follows:

• USD - 44.5155
• EUR - 50.8768
• GBP - 59.6063
• PLN - 11.8069
• CHF - 55.1378

Data from commercial banks also confirms the stability of currency exchange rates. Oschadbank set the dollar at 44.30/44.80 UAH and the euro at 50.65/51.40 UAH. PrivatBank offered rates of 44.25/44.84 UAH for the dollar and 50.52/51.28 UAH for the euro. At PUMB, the dollar stood at 44.30/44.90 UAH and the euro at 50.70/51.40 UAH. Monobank fixed the dollar at 44.40/44.69 UAH and the euro at 50.55/51.20 UAH. Raiffeisen quoted the dollar at 44.30/44.69 UAH and the euro at 50.50/51.14 UAH. OTP Bank set the dollar at 44.15/44.65 UAH and the euro at 50.50/51.50 UAH. Ukrsibbank offered the dollar at 44.25/44.79 UAH and the euro at 50.40/51.30 UAH.

Currency Market Movements and New NBU Regulations

According to reports, the US dollar, euro, British pound, Polish zloty, and Swiss franc all depreciated over the past week. Additionally, the National Bank of Ukraine has approved updates to rules governing the insurance sector. The NBU revised the authorization process for insurance intermediaries in its registry and adjusted requirements for selling insurance and reinsurance products. A decision was also made to conduct an operation exchanging banks' non-cash currency for cash.

“The dollar cannot remain weak against the euro forever, and once the final trade agreement between the US and the EU is signed, the market will return to normal.”

Vitaliy Shapran, former chief expert on monetary policy at the Secretariat of the NBU Council

The stability of official exchange rates indicates a lack of significant market fluctuations. This could be a positive signal for the economy, as exchange rate steadiness often reflects a degree of investor confidence. At the same time, the NBU’s updated insurance sector rules may help boost transparency and efficiency in that industry, which is also crucial for the country’s overall financial stability.