Intelligence reports the likelihood of collapse of the Russian banking system

Russian banks prepare for a wave of defaults

According to hvylya.net: Leaders of the Russian banking sector, such as 'Sberbank' and 'VTB', expect a significant rise in defaults at the end of 2025 – beginning of 2026. This was reported by the intelligence of the Ukrainian Foreign Intelligence Service.

According to the obtained data, the amount of overdue payments on consumer loans has reached a record high level in the last six years - 1.5 trillion rubles. It is also noted that the share of problematic loans already stands at 5%, and may increase to 7% next year.

'Despite claims of stability, the banking system shows signs of tension. Investors are pulling funds from short-term assets: for the first time this year, shares in bonds have outpaced money market funds in volumes. Since the beginning of the year, these funds have received more than $2.5 billion,' the intelligence noted.

Amid increased pressure on loan restructuring and rising financial fraud, banks have begun to actively prepare for a potential banking crisis by increasing the volumes of restructurings and consultations.

Conclusion

According to intelligence, Russian banks are preparing for a serious wave of defaults, which could lead to a banking crisis in the coming years. The problematic situation with overdue loans and the outflow of funds from assets poses a threat to financial stability in the region.