On the eve of Christmas, the currency market in Ukraine recorded mixed dynamics. While the dollar has been decreasing for the second day in a row, the euro sharply increased in price and reached a new historical maximum. On Christmas Eve, the European currency rose more than 10 kopecks, and by Christmas, the rate set a new record. This is reported by 24 Kanal.
According to the National Bank of Ukraine, the official dollar rate on December 24 is 42.10 UAH, which is 4 kopecks less than the previous day. At the same time, the official euro rate rose by 14 kopecks and reached 49.63 UAH. As of December 25, the regulator established the following rates: dollar - 42.15 UAH, euro - 49.68 UAH.
Exchange rates in Ukraine on Christmas according to the NBU
In the cash market, the dollar shows moderate fluctuations. As of the morning of December 24, the situation was as follows:
in banks buying - 41.80 UAH, selling - 42.30 UAH;
on the black market buying - 42.00 UAH, selling - 42.10 UAH;
in exchange offices buying - 41.70 UAH, selling - 42.30 UAH.
Thus, the difference between buying and selling rates remains relatively small.
Exchange rates in Ukraine ahead of the New Year holidays
Economist Oleg Hetman notes that ahead of the New Year, there is no need to buy dollars en masse, as no sharp jumps in rates are expected. He advises diversifying savings, particularly considering euros or government bonds.
In turn, banker Taras Lesovoi from Globus Bank explains that the recent increase in the euro is situational and does not indicate a long-term trend. Thanks to significant currency reserves of the NBU, sharp fluctuations in rates, according to him, will be smoothed out. The overall forecast for 2026 anticipates the dollar rate to be in the range of 44–46 UAH.
As a reminder, as explained by the director of the financial markets and investment activities department of Globus Bank Taras Lesovyi, at the end of the year, hryvnia payments in the form of bonuses and premiums traditionally boost demand for currency. At the same time, some Ukrainians sell dollars and euros to finance festive expenses. As a result, the demand is expected to exceed supply by 10–15%, which does not create critical pressure on the rate.