eOselia Program Expands Eligibility
Starting July 17, the Ukrainian government is broadening access to its eOselia mortgage initiative specifically for veterans, individuals disabled by the war, and families of fallen defenders. The new rules will take effect in the second half of July. For these groups—along with reservists called up during special periods—the state will cover the interest rate on home loans, making housing more affordable.
Interest Rates and Housing Size Standards
Qualified applicants will pay just 3% annually for the first decade, with the rate rising to 6% per year starting in year 11. Additionally, the government has revised the maximum allowable housing area under eOselia: apartments can now be up to 115.5 square meters, while houses can reach 125.5 square meters.
Minister Oleksiy Sobolev stated: 'We are consistently fine-tuning eOselia to make the program more targeted and better aligned with people's housing needs.'
This expansion of the eOselia program reflects Ukraine’s ongoing commitment to supporting veterans and war-affected individuals. By lowering interest rates and updating size limits, the initiative aims to ease homeownership for vulnerable populations—a crucial step in their recovery and social reintegration. It also underscores the government’s dedication to social protection and housing rights for its citizens.
In addition to the expanded mortgage benefits for veterans, the government is also addressing the housing needs of internally displaced persons. Recently, the authorities allocated 6.6 billion UAH to support those affected by the conflict in occupied territories. This initiative highlights the government's commitment to ensuring adequate housing for vulnerable populations. For more details on this significant funding, see how it aims to provide essential support for those in need to help internally displaced individuals.