Ukraine's eOselia Program: Over UAH 3.2 Billion in Mortgages Issued This Year

Latest Weekly Figures for the eOselia Program

According to Мін. Економіки: In the past week alone, Ukraine's eOselia housing initiative approved 151 new mortgages, totaling UAH 274 million. This state-backed program is designed to help citizens purchase homes and forms a key part of the broader "Made in Ukraine" economic policy.

Since the start of 2026, a total of 1,601 individuals have secured mortgages through the program, with the cumulative value reaching nearly UAH 3.2 billion. The breakdown of recipients for the preferential 3% interest rate loans is as follows:

• Military and security sector personnel (71)
• Healthcare workers (6)
• Teachers (3)
• Scientists (1)

Meanwhile, loans at a 7% rate have been granted to Ukrainians without existing property ownership:

• Internally displaced persons (20)
• Veterans (1)

The regions with the highest number of approved program loans are:

• Kyiv Oblast – 56
• City of Kyiv – 27
• Vinnytsia Oblast – 11

The eOselia Program's Impact on Housing Conditions

These figures demonstrate strong public engagement with the eOselia program, which is actively improving housing accessibility. The initiative reflects a growing demand for mortgages, particularly among socially vulnerable groups, as the country continues its recovery. This program is especially significant given the housing challenges many Ukrainians face due to the ongoing war.

Beyond improving living standards, the initiative supports national economic stability by stimulating the construction sector and related industries. The statistical analysis confirms the program is meeting its objectives by attracting diverse citizen groups, including military personnel, medical workers, and the internally displaced.