NBU: Ukrainian banks significantly increase lending volumes

The National Bank of Ukraine reported that most banks expect an increase in the volume of loans. This information was confirmed by the results of the survey on banking lending conditions for the III quarter of 2025.

According to the regulator, banks expect further increases in corporate lending volumes, excluding foreign currency loans. There is also a forecasted increase in demand for consumer loans and a positive trend in this direction.

Credit standards are easing for businesses and consumer loans, but remain stable for mortgages, - added the NBU.

Risks in operational and credit services have slightly increased; however, currency risk has decreased for the first time since 2021. It is noted that banks are optimistic and plan to increase loan volumes while improving conditions in a competitive environment.

Ukrainian banks expect an increase in lending volumes, mainly for corporate and consumer loans, with improvements in conditions within a competitive environment. Risks remain under control, creating positive prospects for the development of the banking sector in the future.