Cash turnover in Ukraine increased by billions: reasons named

In the first 9 months of 2025, cash turnover of banks in Ukraine showed positive dynamics. During this period, cash inflow increased by 7.8%, to 2,198.5 billion UAH, and cash issuance grew by 10%, amounting to 2,273.1 billion UAH.

Encouraging factors for the increase in cash inflows included the recovery of economic activity, rising wages and social benefits, steady consumer demand, and a stable economic situation. However, there are risks posed by possible attacks on infrastructure, prompting citizens to keep cash in reserve.

“The growth of cash issuance from bank tills was facilitated by threats related to the increase in attacks, including those on energy and other infrastructure.”

The majority of cash issued by banks was for operations through payment cards (85%), purchasing foreign currency (5.4%), and supporting postal operators (3.3%). Cash inflows were highest from trade turnover (31.8%), card operations (24.4%), foreign currency sales (14.9%), and services (13.5%).

As a result, positive dynamics in the growth of cash turnover in Ukrainian banks can be observed for the first half of 2025, related to the recovery of the economy, but some risks still prevent citizens from saving.