The liquidation of insolvent banks has brought billions of hryvnias to the state

In January-June 2025, banks that are being liquidated by the Deposit Guarantee Fund received over 2,329.3 million UAH. According to the Fund, of these funds, 1,222.5 million UAH were received by banks from asset sales. Additionally, 742.9 million UAH came to banks under the Fund's management from securities income. Another 263.0 million UAH were revenue from loan repayments, 14.5 million UAH – from property rentals, and 86.4 million UAH – from other sources.

Performance of leaders in revenue generation

In the first half of 2025, the main part of revenues – over 1.2 billion UAH – was generated from asset sales. Among the leading banks by revenue amount is JSC 'MR BANK' (previously Sberbank, withdrawn from the market in February 2022). The effective management of the bank's assets resulted in the transfer of about 1.1 billion UAH to the State as a 9th queue creditor,' explains Elena Nuzhenko, the Director of the Deposit Guarantee Fund.

The leaders in terms of revenue in the first half of 2025 were:

• JSC 'MR Bank' – 1,089.8 million UAH;
• JSC 'Bank Sich' – 348.9 million UAH;
• JSC 'AKB Concord' – 287.1 million UAH;
• Public Joint Stock Company 'Finance and Credit Bank' – 260.6 million UAH;
• JSC 'Kominvestbank' – 95.5 million UAH.

Direction of funds from asset management

Funds received from the management and realization of assets (properties) of insolvent banks managed by the Fund are directed to satisfy the claims of their creditors in the order established by Article 52 of the Law of Ukraine 'On the system of guaranteeing deposits of individuals'.

In the first months of 2025, banks being liquidated by the Ukrainian Deposit Guarantee Fund received over 2.3 billion hryvnias. The largest portion of these funds was obtained through asset sales. The leaders of banks such as 'MR Bank', 'Bank Sich', 'AKB Concord', 'Finance and Credit Bank', and 'Kominvestbank' demonstrated a high level of work in asset management, contributing to the receipt of significant amounts of funds.